Payment & Payment Gateway Policy

Methods & Authorization

UPI, cards, net-banking, and approved wallets via [Payment Gateway]; COD is [enabled/disabled/limited by pincode]. Taxes and shipping show at checkout.

Security & Verification

Gateway encryption, OTP/3-D Secure apply. Orders may be held/cancelled on AVS/fraud flags; refunds issued where applicable.

Errors, Refunds & Support

If charged but order not created, contact [Support] with payment reference; we’ll reverse or fulfil. Bank processing times may vary; we’ll share UTRs where relevant.